A Gwilliames - principal broker and owner of Gwilliames
& Associates Insurance Brokers Limited began his
Insurance career in 1954 when he joined the Sun Insurance
office at 15 Wellington Street in the city of Toronto
as a young man.
first duties , that of a clerk in the plan department
(in those days all accepted policy coverage of the company
were listed manually on master copies of the town or
city plans which in addition to listing all roads and
streets also included a scale draft of all building
with detail of construction, number of stories even
occupancy). This allowed the tracking of the total risk
"in dollars" accepted in any one area.
several months he was transferred to policy underwriting
for training in risk assessment and rating procedures
and progressed to junior underwriter. In 1956 he was
offered a position with Reliance Insurance Company of
Philadelphia (now absorbed into Pilot Insurance Company)
to become underwriter of Personal Lines to establish
the first of many forms of personal lines packaged coverage
known then as Composite Dwelling policy. Automobile
underwriter and Commercial underwriter was soon added
with added training in commercial rate setting and assessment.
Further advancement led to field operations, visiting
offered risks for rating and assessment and liaison
with independent sales office. This was a time when
understanding in detail. The offering of the company
was of utmost importance and study actual wordings was
critical to the job. During this period the AIIC certificate
if the Insurance Institute of Ontario was earned.
1961 was the first venture into actual selling of insurance
when he joined a large commercial lines brokerage. Spending
the next 7 years selling and servicing all forms of
large and small commercial insurance requirements including
that of thoroughbred and standard bred racehorses.
1968 a decision was made to form his own brokerage originally
as sole proprietor and then incorporated. For years
commercial insurance was a specialty although personal
insurance was always provided. Now the brokerage has
evolved to a full service office providing all forms
of insurance coverage, still specializing in commercial
insurance and group concepts. Almost all of the staff
have many years with the organization and remain eager
in their task of satisfying the need of every client
who calls or contacts our office by means of phone,
fax, email or internet.
President / Owner